How it works

The valued customers at Loans Today have access to all details on how the loan process works, so that they can take an informed decision.

All information is available online, so all you have to do is log onto our website and select the various options given for the loan money required, duration of the loan, interest rates that you wish to pay and similar such fields.

This will help us capture your requirement to the best extent possible making it easier for us to work out various options for you to choose from.

Based on the information collected from you, we will revert to you within minutes on how much loan money can be sanctioned followed by details on the interest rates, repayment options available, mode of repayment options etc.

You can choose any one of the options given that is most suited to your financial need and capability.

Once agreed on the terms, the next thing to happen is to sign an online agreement after which the loan money is quickly credited to your bank account as mentioned in the application.

Thereafter, you can consider it as your money and have complete freedom to spend it the way you want.

The repayment of the loan also offers options for you to choose from ranging from direct debit from your bank account, to submitting a post dated cheque or giving your debit card details to the loan company for them to carry out the debit on the agreed date of repayment of the loan.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.